IGI Prudential Insurance Limited
Health care insurance

Health Care Insurance

Reliable health insurance protection designed to support you and your family during accidents, medical emergencies, and critical health conditions.
About the Plan

Complete protection when health matters most

The features of the IGI PRUDENTIAL Health Plus Insurance plan provide comprehensive health and accident protection for the insured party. This accident care plan covers medical expenses and provides critical illness assistance.

By combining three important forms of protection, the policy offers financial support during accidents, urgent medical conditions, and severe diseases.

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Policy Protection

Allied Dangers and Coverage Extensions

Protect your property against primary natural and accidental threats.

Fire and Lightning

Basic form of cover for loss or damage to buildings, plant, and equipment against accidental fire and lightning.

Earthquake

Coverage applies for loss or damage occasioned by fire, shock, or damages to structures during an earthquake.

Typhoon

Protects completely enclosed structures and contents from ravages of typhoons. Excludes construction in progress.

Flood

Protection against water from typhoons, cyclones, or flooding. Excludes pipe breakage or inefficient drainage.

Explosion

Provides protection against accidental loss or damage caused by explosions, excluding those specifically excluded by the policy.

Riot, Strike & Malicious Damage

Covers loss or damage to insured property resulting from riots, strikes, civil commotion, or malicious acts by third parties.

Healthcare Classes

Healthcare Insurance Provided by IGIP

Choose from healthcare policies designed for families, students, and medical protection needs.

01

IGI Prudential Health Plus Insurance

Comprehensive health protection designed to support individuals and families with medical and accident care benefits.

02

IGI Prudential Student Insurance Policy

Student-focused insurance coverage that helps protect learners against accident and health-related risks.

03

IGI Prudential Medical Insurance Policy

Medical insurance coverage made to help with treatment expenses and healthcare support when it matters most.

Optional Protection

Extended Coverage

Additional optional dangers that allow property insurance to provide broader and more comprehensive protection.

Explosion

Covers loss or damage to property by fire flowing from an explosion, excluding boilers and pressure apparatus.

Aircraft/Vehicle Impact

Compensates for physical or structural loss caused directly by aircraft, land vehicles, or falling objects.

Smoke

Covers damage from sudden, unusual operation of heating or cooling units connected to a chimney.

Riot/Strike

Protection against physical loss, theft, or fire resulting from strikers, locked-out workers, or riots.

Malicious Damage

Covers loss or damage occasioned by unlawful acts, whether committed during a riot or not.

Tsunami

Covers loss resulting from tsunamis, which are usually written under earthquake contingencies.

Need More Information?

To learn more about our insurance policies, reach out to our experts.

Customer Care

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